{"id":122,"date":"2025-11-10T22:07:43","date_gmt":"2025-11-10T22:07:43","guid":{"rendered":"https:\/\/veribanka.com\/?p=122"},"modified":"2025-11-10T22:22:31","modified_gmt":"2025-11-10T22:22:31","slug":"verilerle-toki-basvurulari","status":"publish","type":"post","link":"https:\/\/veribanka.com\/?p=122","title":{"rendered":"Verilerle TOK\u0130 Ba\u015fvurular\u0131"},"content":{"rendered":"\n

T\u00fcrkiye Cumhuriyeti’nin, \u00f6zellikle dar ve orta gelirli vatanda\u015flar\u0131n bar\u0131nma ihtiyac\u0131n\u0131 kar\u015f\u0131lama hedefiyle att\u0131\u011f\u0131 ad\u0131mlar\u0131n merkezinde yer alan Toplu Konut \u0130daresi Ba\u015fkanl\u0131\u011f\u0131 (TOK\u0130), kurulu\u015fundan bug\u00fcne milyonlarca insan\u0131n hayat\u0131na dokunan devasa bir yap\u0131ya d\u00f6n\u00fc\u015fm\u00fc\u015ft\u00fcr. Peki, bu kurumun tarihsel yolculu\u011fu, misyonu ve ula\u015ft\u0131\u011f\u0131 rakamlar bize ne anlat\u0131yor?<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

1. Kurulu\u015f: Bir \u0130htiya\u00e7tan Do\u011fan Kurum<\/strong><\/h4>\n\n\n\n

Toplu Konut \u0130daresi Ba\u015fkanl\u0131\u011f\u0131 (TOK\u0130), 1984 y\u0131l\u0131nda<\/strong> (Turgut \u00d6zal d\u00f6nemi) 2985 say\u0131l\u0131 “Toplu Konut Kanunu” ile kurulmu\u015ftur. Ba\u015flang\u0131\u00e7ta amac\u0131, o d\u00f6nemde T\u00fcrkiye’nin en b\u00fcy\u00fck sorunlar\u0131ndan biri olan konut a\u00e7\u0131\u011f\u0131n\u0131 gidermek, konut piyasas\u0131n\u0131 d\u00fczenlemek ve bu alandaki projeleri finanse etmekti. 1984 tarihli \u201cToplu Konut Kanunu \/ Mass Housing Law (Law No. 2985)\u201d \u00e7er\u00e7evesinde kurulan kurum, devletin konut politikas\u0131n\u0131 uygulayan merkezi bir yap\u0131 olarak g\u00f6rev yapt\u0131; kurulu\u015fun gerek\u00e7esi Anayasa\u2019daki \u201csa\u011fl\u0131kl\u0131 ve dengeli \u00e7evrede ya\u015fama hakk\u0131\u201d<\/strong>na dayan\u0131yordu.<\/p>\n\n\n\n

Ancak TOK\u0130’nin bug\u00fcnk\u00fc “kitlesel konut \u00fcreticisi” kimli\u011fini kazanmas\u0131, 2003 y\u0131l\u0131nda<\/strong> yap\u0131lan yasal d\u00fczenlemelerle ger\u00e7ekle\u015fmi\u015ftir. Bu yeniden yap\u0131lanma ile kurum, do\u011frudan Ba\u015fbakanl\u0131\u011fa (daha sonra Cumhurba\u015fkanl\u0131\u011f\u0131na) ba\u011flanm\u0131\u015f ve “Acil Eylem Plan\u0131” \u00e7er\u00e7evesinde sosyal konut \u00fcretimine h\u0131z vermi\u015ftir.<\/p>\n\n\n\n

\u0130lk \u00c7al\u0131\u015fmalar: 2003 Sonras\u0131 Yeni D\u00f6nem<\/strong><\/h4>\n\n\n\n

TOK\u0130’nin 1984-2002 aras\u0131ndaki ilk d\u00f6nemi, daha \u00e7ok konut kredilerini finanse eden ve piyasay\u0131 d\u00fczenleyen bir rol \u00fcstlenmi\u015fti. Bu nedenle, bug\u00fcnk\u00fc anlad\u0131\u011f\u0131m\u0131z anlamda kitlesel bir “ilk proje”den ziyade, \u00e7e\u015fitli finansman modelleri uygulanm\u0131\u015ft\u0131r.<\/p>\n\n\n\n

Kurumun sosyal konut \u00fcreticisisi olarak as\u0131l faaliyeti 2003 y\u0131l\u0131ndaki yeniden yap\u0131lanma ile ba\u015flam\u0131\u015ft\u0131r. Bu yeni d\u00f6nemin ilk ad\u0131mlar\u0131, “Acil Eylem Plan\u0131” kapsam\u0131nda T\u00fcrkiye’nin bir\u00e7ok ilinde e\u015f zamanl\u0131 ba\u015flat\u0131lan projelerle<\/strong> at\u0131lm\u0131\u015ft\u0131r. Tek bir “ilk proje” ve “adet” belirtmek yerine, bu d\u00f6nemin ba\u015flang\u0131c\u0131n\u0131, 81 ilde d\u00fc\u015f\u00fck ve orta gelirli vatanda\u015flara y\u00f6nelik bir konut seferberli\u011fi olarak tan\u0131mlamak daha do\u011frudur.<\/p>\n\n\n\n

1984\u20132002 d\u00f6neminde<\/strong> TOK\u0130\u2019nin kay\u0131tlara ge\u00e7en erken \u00fcretimi ve kredi destekleriyle ilgili veriler \u015f\u00f6yle: bu d\u00f6nemde kurum 43.145 konut \u00fcretti ve 940.000\u2019e yak\u0131n kredi deste\u011fi sa\u011flad\u0131 (resmi kurum anlat\u0131mlar\u0131na g\u00f6re). Bu d\u00f6nem TOK\u0130\u2019nin \u00f6rg\u00fctsel yap\u0131s\u0131ndaki ve finansman\u0131ndaki d\u00f6n\u00fc\u015f\u00fcmlerin ya\u015fand\u0131\u011f\u0131 d\u00f6nemdi.<\/p>\n\n\n\n

\"\"<\/figure>\n\n\n\n

TOK\u0130\u2019nin b\u00fcy\u00fck \u00f6l\u00e7ekli ve kamuya g\u00f6r\u00fcn\u00fcr ilk uygulamalar\u0131<\/strong><\/em> i\u00e7inde, afet sonras\u0131 yeniden in\u015fa ve gecekondu d\u00f6n\u00fc\u015f\u00fcm\u00fc projeleri \u00f6ne \u00e7\u0131kt\u0131; \u00f6rne\u011fin Erzincan depremi sonras\u0131 yeniden yap\u0131lanma<\/strong> TOK\u0130 taraf\u0131ndan y\u00fcr\u00fct\u00fclen erken ve \u00f6d\u00fcll\u00fc uygulamalardan biri oldu (TOK\u0130\u2019nin uluslararas\u0131 \u00f6d\u00fcllerinden biri bu t\u00fcr \u00e7al\u0131\u015fmalar dolay\u0131s\u0131yla verilmi\u015ftir). Bu t\u00fcr afet\/yeniden yap\u0131lanma i\u015fleri TOK\u0130\u2019nin erken d\u00f6nem yetkinlik alanlar\u0131ndan say\u0131l\u0131r.<\/p>\n\n\n\n

3. TOK\u0130’nin Misyonu: Bar\u0131nma Hakk\u0131ndan Planl\u0131 \u015eehirle\u015fmeye<\/strong><\/h4>\n\n\n\n

TOK\u0130’nin resmi misyonu, k\u00e2\u011f\u0131t \u00fczerinde basit g\u00f6r\u00fcnse de \u00e7ok katmanl\u0131d\u0131r. Kurumun temel amac\u0131;<\/p>\n\n\n\n

    \n
  • Dar ve orta gelirli<\/strong>, konut sahibi olma imkan\u0131 k\u0131s\u0131tl\u0131 olan vatanda\u015flara y\u00f6nelik nitelikli, g\u00fcvenli ve ekonomik olarak ula\u015f\u0131labilir<\/strong> konutlar \u00fcretmek.<\/li>\n\n\n\n
  • Gecekondu b\u00f6lgelerinin d\u00f6n\u00fc\u015f\u00fcm\u00fcn\u00fc sa\u011flayarak (kentsel d\u00f6n\u00fc\u015f\u00fcm) \u015fehirlerin planl\u0131 bir \u015fekilde geli\u015fmesine<\/strong> katk\u0131da bulunmak.<\/li>\n\n\n\n
  • Afet riski ta\u015f\u0131yan b\u00f6lgelerde g\u00fcvenli ya\u015fam alanlar\u0131<\/strong> olu\u015fturmak ve afet sonras\u0131 kal\u0131c\u0131 konut ihtiyac\u0131n\u0131 h\u0131zla kar\u015f\u0131lamak.<\/li>\n\n\n\n
  • Yatay mimariyi, mahalle k\u00fclt\u00fcr\u00fcn\u00fc ve y\u00f6resel mimari \u00f6zellikleri koruyan projelerle \u015fehirlerin kimliklerini g\u00fc\u00e7lendirmek.<\/li>\n<\/ul>\n\n\n\n

    TOK\u0130\u2019nin g\u00f6rev tan\u0131m\u0131 ve misyonu \u00f6zetle \u015f\u00f6yle ifade edilebilir:<\/p>\n\n\n\n

      \n
    • Sosyal konut \u00fcretimi<\/strong>: D\u00fc\u015f\u00fck ve orta gelir gruplar\u0131na y\u00f6nelik uygun fiyatl\u0131 ve sa\u011fl\u0131kl\u0131 konut sa\u011flamak.<\/li>\n\n\n\n
    • Kentsel d\u00f6n\u00fc\u015f\u00fcm \/ gecekondu \u0131slah\u0131<\/strong>: Plans\u0131z, sa\u011fl\u0131ks\u0131z yerle\u015fimlerin d\u00f6n\u00fc\u015ft\u00fcr\u00fclmesi, altyap\u0131 ve sosyal donat\u0131lar\u0131n sa\u011flanmas\u0131.<\/li>\n\n\n\n
    • Afet konutlar\u0131 ve yeniden in\u015fa<\/strong>: Deprem\/afet sonras\u0131nda h\u0131zl\u0131 konut \u00e7\u00f6z\u00fcmleri \u00fcretmek.<\/li>\n\n\n\n
    • Kamu kurumlar\u0131na konut ve sosyal altyap\u0131 \u00fcretme<\/strong>: Okul, cami, sa\u011fl\u0131k tesisi gibi sosyal donat\u0131larla birlikte projeler \u00fcretmek.<\/li>\n<\/ul>\n\n\n\n

      TOK\u0130 kurumsal dok\u00fcmanlar\u0131nda bu ama\u00e7lar a\u00e7\u0131k\u00e7a belirtilir; kurum ayn\u0131 zamanda arazi edinme, projelendirme, ihale ve finansman ara\u00e7lar\u0131n\u0131 kullanarak (sat\u0131\u015f, kira, geri \u00f6demeler vb.) kendine kaynak yarat\u0131r.<\/p>\n\n\n\n

      \"\"<\/figure>\n\n\n\n

      4. Bug\u00fcne Kadar Tamamlanan Projeler: Milyonluk Hedefler<\/strong><\/h4>\n\n\n\n

      TOK\u0130’nin 2003’te ba\u015flayan kitlesel \u00fcretim hamlesi, T\u00fcrkiye’nin d\u00f6rt bir yan\u0131nda somut sonu\u00e7lar do\u011furmu\u015ftur.<\/p>\n\n\n\n

        \n
      • \u00c7evre, \u015eehircilik ve \u0130klim De\u011fi\u015fikli\u011fi Bakanl\u0131\u011f\u0131 ve TOK\u0130 yetkililerinin a\u00e7\u0131klamalar\u0131na g\u00f6re, kurumun son 22 y\u0131lda (2003-2024\/2025) \u00fcretti\u011fi sosyal konut say\u0131s\u0131 1 milyon 365 bini a\u015fm\u0131\u015ft\u0131r.<\/strong><\/li>\n\n\n\n
      • (Mart 2024 tarihli bir a\u00e7\u0131klamada bu rakam “1 milyon 340 bin” olarak ifade edilmi\u015ftir. Rakamlar s\u00fcrekli g\u00fcncellenmektedir.)<\/li>\n\n\n\n
      • Bu projeler sadece konutlardan ibaret de\u011fildir. TOK\u0130, bu konutlarla birlikte binlerce sosyal donat\u0131 (okul, hastane, cami, ticaret merkezi, park) in\u015faat\u0131n\u0131 da tamamlayarak b\u00fct\u00fcnc\u00fcl ya\u015fam alanlar\u0131 olu\u015fturmay\u0131 hedeflemi\u015ftir.<\/li>\n<\/ul>\n\n\n\n

        Sosyal altyap\u0131 ve kamusal tesisler:<\/strong> TOK\u0130 sadece konut de\u011fil; okul, sa\u011fl\u0131k tesisi, spor salonu, cami, ticaret merkezi gibi binlerce sosyal altyap\u0131<\/strong> projesi ger\u00e7ekle\u015ftirmi\u015ftir. Resmi kurumsal bro\u015f\u00fcrlerde TOK\u0130\u2019nin y\u00fczlerce okul, onlarca hastane, y\u00fczlerce ticaret merkezi ve sosyal donat\u0131 projesi ba\u015flatt\u0131\u011f\u0131 veya tamamlad\u0131\u011f\u0131 listelenir.<\/p>\n\n\n\n

        Uluslararas\u0131 i\u015fler ve \u00f6d\u00fcller:<\/strong> TOK\u0130, Erzincan depremi vb. \u00e7al\u0131\u015fmalar\u0131yla uluslararas\u0131 \u00f6d\u00fcller kazanm\u0131\u015f ve uluslararas\u0131 projelerde (Afganistan\/Endonezya\/Pakistan\/Somali gibi) afet\/yeniden in\u015fa i\u015fleri yapm\u0131\u015ft\u0131r.<\/p>\n\n\n\n

        \"\"<\/figure>\n\n\n\n

        Bug\u00fcne kadar kulland\u0131r\u0131lan krediler<\/p>\n\n\n\n

        YIL<\/td>K\u0130\u015e\u0130 SAYISI<\/td>YILLIK K\u0130\u015e\u0130BA\u015eI KRED\u0130 TUTARI<\/td>KULLANDIRILAN TOPLAM KRED\u0130 TUTARI<\/td><\/tr>
        1986-2001<\/td>9522<\/td>–<\/td>29.193.112,79 TL<\/td><\/tr>
        2002-2013<\/td>5456<\/td>–<\/td>232.230.056,91 TL<\/td><\/tr>
        2014<\/td>1709<\/td>79.000,00<\/td>140.637.493,00 TL<\/td><\/tr>
        2015<\/td>1347<\/td>86.000,00<\/td>110.241.616,67 TL<\/td><\/tr>
        2016<\/td>1316<\/td>94.000,00<\/td>118.337.000,00 TL<\/td><\/tr>
        2017<\/td>2043<\/td>102.000,00<\/td>205.815.526,37 TL<\/td><\/tr>
        2018<\/td>1758<\/td>114.000,00<\/td>193.954.333,00 TL<\/td><\/tr>
        2019<\/td>1641<\/td>137.000,00<\/td>215.040.727,00 TL<\/td><\/tr>
        2020<\/td>997<\/td>154.000,00<\/td>147.523.500,00 TL<\/td><\/tr>
        2021<\/td>875<\/td>177.000,00<\/td>148.846.500,00 TL<\/td><\/tr>
        2022<\/td>489<\/td>241.000,00<\/td>112.415.500,00 TL<\/td><\/tr>
        2023<\/td>362<\/td>396.000,00<\/td>137.750.100,00 TL<\/td><\/tr>
        2024<\/td>495<\/td>652.000,00<\/td>315.571.500,00 TL<\/td><\/tr>
        TOPLAM<\/strong><\/td>28010<\/strong><\/td>–<\/td>2.107.556.965,74 TL<\/strong><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

        5. Yeni Hedef: “Ev Sahibi T\u00fcrkiye” ve 500.000 Konut Projesi<\/strong><\/h4>\n\n\n\n

        Sizin de belirtti\u011finiz “500.000 konut projesi”, TOK\u0130’nin yak\u0131n d\u00f6nemdeki en iddial\u0131 hedeflerinden biridir. Bu hedef, iki ana kampanyada somutla\u015fm\u0131\u015ft\u0131r:<\/p>\n\n\n\n

        a) “\u0130lk Evim, \u0130lk \u0130\u015f Yerim” (2022):<\/strong> Bu proje, Cumhuriyet tarihinin en b\u00fcy\u00fck sosyal konut hamlesi olarak Eyl\u00fcl 2022’de<\/strong> duyurulmu\u015ftur. Hedef, 2023-2028 aras\u0131n\u0131 kapsayan 5 y\u0131ll\u0131k s\u00fcre\u00e7te toplam 500.000 sosyal konut<\/strong> in\u015fa etmekti.<\/p>\n\n\n\n

        Bu 5 y\u0131ll\u0131k hedefin ilk etab\u0131<\/strong> \u015fu verileri i\u00e7eriyordu:<\/p>\n\n\n\n

          \n
        • 250.000 Sosyal Konut<\/strong><\/li>\n\n\n\n
        • 1.000.000 Konut Ama\u00e7l\u0131 Arsa<\/strong><\/li>\n\n\n\n
        • 10.000 \u0130\u015f Yeri<\/strong> (Daha sonra bu hedef 50.000’e \u00e7\u0131kar\u0131lm\u0131\u015ft\u0131r)<\/li>\n<\/ul>\n\n\n\n

          b) “Ev Sahibi T\u00fcrkiye” 500 Bin Konut (2025):<\/strong> Kas\u0131m 2025 itibar\u0131yla (\u015fu an i\u00e7inde bulundu\u011fumuz tarih), “Ev Sahibi T\u00fcrkiye” slogan\u0131yla yeni bir 500.000 sosyal konut kampanyas\u0131<\/strong> daha duyurulmu\u015ftur. Bu proje, “\u0130lk Evim” projesinden ayr\u0131, yeni bir hamledir.<\/p>\n\n\n\n

            \n
          • Hedef:<\/strong> 81 ilde 500.000 sosyal konut.<\/li>\n\n\n\n
          • \u00d6deme:<\/strong> %10 pe\u015finat ve 240 ay (20 y\u0131l) vade.<\/li>\n\n\n\n
          • Konut Tipleri:<\/strong> Projede 55m\u00b2 (1+1), 65m\u00b2 (2+1) ve 80m\u00b2 (2+1) gibi farkl\u0131 b\u00fcy\u00fckl\u00fcklerde konutlar yer almaktad\u0131r.<\/li>\n\n\n\n
          • Ba\u015fvurular:<\/strong> 10 Kas\u0131m 2025 – 19 Aral\u0131k 2025 tarihleri aras\u0131nda al\u0131nmaktad\u0131r. Ziraat Bankas\u0131 – Halkbank – Emlak Kat\u0131l\u0131m \u00fczerinden ba\u015fvurular kabul edilmektedir.<\/li>\n<\/ul>\n\n\n\n
            \"\"<\/figure>\n\n\n\n

            Bu son proje, hem konut ve kira fiyatlar\u0131n\u0131 dengelemeyi hem de \u00f6zellikle dar gelirli vatanda\u015flar\u0131n yan\u0131 s\u0131ra “gen\u00e7” kategorisine (18-30 ya\u015f) \u00f6zel kontenjan ay\u0131rarak ev sahibi olmalar\u0131n\u0131 kolayla\u015ft\u0131rmay\u0131 ama\u00e7lamaktad\u0131r.<\/p>\n\n\n\n

            <\/p>\n","protected":false},"excerpt":{"rendered":"

            T\u00fcrkiye Cumhuriyeti’nin, \u00f6zellikle dar ve orta gelirli vatanda\u015flar\u0131n bar\u0131nma ihtiyac\u0131n\u0131 kar\u015f\u0131lama hedefiyle att\u0131\u011f\u0131 ad\u0131mlar\u0131n merkezinde yer alan Toplu Konut \u0130daresi Ba\u015fkanl\u0131\u011f\u0131 (TOK\u0130), kurulu\u015fundan bug\u00fcne milyonlarca insan\u0131n hayat\u0131na dokunan devasa bir yap\u0131ya d\u00f6n\u00fc\u015fm\u00fc\u015ft\u00fcr. Peki, bu kurumun tarihsel yolculu\u011fu, misyonu ve ula\u015ft\u0131\u011f\u0131 rakamlar bize ne anlat\u0131yor? 1. Kurulu\u015f: Bir \u0130htiya\u00e7tan Do\u011fan Kurum Toplu Konut \u0130daresi Ba\u015fkanl\u0131\u011f\u0131 (TOK\u0130), […]<\/p>\n","protected":false},"author":1,"featured_media":131,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[28,29,27,26,31],"class_list":["post-122","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tr","tag-500-bin-konut","tag-ev-sahibi-turkiye","tag-konut-basvurusu","tag-toki","tag-toki-istatistik"],"_links":{"self":[{"href":"https:\/\/veribanka.com\/index.php?rest_route=\/wp\/v2\/posts\/122","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/veribanka.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/veribanka.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/veribanka.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/veribanka.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=122"}],"version-history":[{"count":3,"href":"https:\/\/veribanka.com\/index.php?rest_route=\/wp\/v2\/posts\/122\/revisions"}],"predecessor-version":[{"id":133,"href":"https:\/\/veribanka.com\/index.php?rest_route=\/wp\/v2\/posts\/122\/revisions\/133"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/veribanka.com\/index.php?rest_route=\/wp\/v2\/media\/131"}],"wp:attachment":[{"href":"https:\/\/veribanka.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=122"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/veribanka.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=122"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/veribanka.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=122"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}