{"id":79,"date":"2025-11-07T20:06:12","date_gmt":"2025-11-07T20:06:12","guid":{"rendered":"https:\/\/veribanka.com\/?p=79"},"modified":"2025-11-08T14:16:45","modified_gmt":"2025-11-08T14:16:45","slug":"bankalarin-3-ceyrek-karliliklari-belli-oldu","status":"publish","type":"post","link":"https:\/\/veribanka.com\/?p=79","title":{"rendered":"Bankalar\u0131n 3.\u00c7eyrek Karl\u0131l\u0131klar\u0131 belli oldu"},"content":{"rendered":"\n

Kamu ve \u00f6zel bankalar\u0131n 3.\u00e7eyrek karl\u0131l\u0131klar\u0131 belli oldu. Bankalar aras\u0131nda karl\u0131l\u0131\u011f\u0131n\u0131 %51 artt\u0131rarak Albaraka<\/em> T\u00fcrk Kat\u0131l\u0131m Bankas\u0131 en \u00e7ok k\u00e2r\u0131n\u0131 artt\u0131ran banka oldu. Bankalar aras\u0131 karl\u0131l\u0131k ve ciro s\u0131ralamas\u0131 \u015fu \u015fekilde:<\/p>\n\n\n\n

Banka<\/td>9 Ayl\u0131k Toplam Net Kar (Ocak-Eyl\u00fcl 2025)<\/td>9 Ayl\u0131k Kardaki Pazar Pay\u0131 (%)**<\/td>3. \u00c7eyrek Net Kar\u0131 (Temmuz-Eyl\u00fcl 2025)<\/td><\/tr>
Ziraat Bankas\u0131<\/td>113,7 Milyar TL<\/td>%16,98<\/td>49,7 Milyar TL<\/td><\/tr>
Garanti BBVA*<\/td>~82,5 Milyar TL (Tahmini)<\/td>~%12,32*<\/td>30,4 Milyar TL<\/td><\/tr>
Vak\u0131fBank<\/td>42,0 Milyar TL<\/td>%6,27<\/td>Veri bulunamad\u0131<\/td><\/tr>
\u0130\u015f Bankas\u0131*<\/td>~44,0 Milyar TL (Tahmini)<\/td>~%6,57*<\/td>14,2 Milyar TL<\/td><\/tr>
Akbank<\/td>38,9 Milyar TL<\/td>%5,81<\/td>14,1 Milyar TL<\/td><\/tr>
Yap\u0131 Kredi<\/td>37,8 Milyar TL<\/td>%5,64<\/td>15,1 Milyar TL<\/td><\/tr>
QNB Finansbank<\/td>33,96 Milyar TL<\/td>%5,07<\/td>Veri bulunamad\u0131<\/td><\/tr>
Halkbank<\/td>20,2 Milyar TL<\/td>%3,02<\/td>Veri bulunamad\u0131<\/td><\/tr>
TEB<\/td>16,8 Milyar TL (Hesapland\u0131)<\/td>%2,51<\/td>9,11 Milyar TL<\/td><\/tr>
Albaraka T\u00fcrk<\/td>11,18 Milyar TL<\/td>%1,67<\/td>Veri bulunamad\u0131<\/td><\/tr>
TKYB (Kalk\u0131nma Bankas\u0131)<\/td>6,4 Milyar TL<\/td>%0,96<\/td>Veri bulunamad\u0131<\/td><\/tr>
ING T\u00fcrkiye<\/td>3,3 Milyar TL (Hesapland\u0131)<\/td>%0,49<\/td>2,0 Milyar TL<\/td><\/tr>
Burgan Bank<\/td>2,0 Milyar TL<\/td>%0,30<\/td>Veri bulunamad\u0131<\/td><\/tr>
\u015eekerbank<\/td>1,96 Milyar TL<\/td>%0,29<\/td>Veri bulunamad<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n
\"\"<\/figure>\n\n\n\n

Bankalar 3. \u00c7eyrekte Karl\u0131l\u0131klar\u0131n\u0131 Art\u0131rd\u0131<\/h3>\n\n\n\n

2025 y\u0131l\u0131n\u0131n \u00fc\u00e7\u00fcnc\u00fc \u00e7eyre\u011fi, T\u00fcrk bankac\u0131l\u0131k sekt\u00f6r\u00fc i\u00e7in g\u00fc\u00e7l\u00fc karl\u0131l\u0131klar\u0131n devam etti\u011fini g\u00f6steren bir d\u00f6nem oldu. Bankac\u0131l\u0131k D\u00fczenleme ve Denetleme Kurumu’nun (BDDK) a\u00e7\u0131klad\u0131\u011f\u0131 son verilere g\u00f6re, sekt\u00f6r\u00fcn ilk 9 ayl\u0131k toplam net kar\u0131 669,7 milyar TL<\/strong>‘ye ula\u015farak rekor bir seviyeyi i\u015faret etti.<\/p>\n\n\n\n

\u00dc\u00e7\u00fcnc\u00fc \u00e7eyrek sonu\u00e7lar\u0131 banka baz\u0131nda incelendi\u011finde, baz\u0131 \u00f6nemli noktalar \u00f6ne \u00e7\u0131kmaktad\u0131r:<\/p>\n\n\n\n

    \n
  1. Kamu Bankalar\u0131nda G\u00fc\u00e7l\u00fc Performans:<\/strong> Ziraat Bankas\u0131, 49,7 milyar TL’lik 3. \u00e7eyrek kar\u0131 ile hem kamu bankalar\u0131 aras\u0131nda hem de t\u00fcm sekt\u00f6rde bu \u00e7eyre\u011fin en y\u00fcksek kar\u0131n\u0131 a\u00e7\u0131klayan banka oldu. Bankan\u0131n 9 ayl\u0131k toplam kar\u0131 ise 113,7 milyar TL’ye ula\u015ft\u0131. Buna kar\u015f\u0131n Halkbank, 9 ayl\u0131k toplamda 20,2 milyar TL ile daha m\u00fctevaz\u0131 bir kar rakam\u0131 a\u00e7\u0131klad\u0131.<\/li>\n\n\n\n
  2. \u00d6zel Bankalarda Garanti BBVA \u00d6ne \u00c7\u0131kt\u0131:<\/strong> \u00d6zel bankalar aras\u0131nda Garanti BBVA, 30,4 milyar TL’lik \u00e7eyreklik kar\u0131 ile rakiplerinden belirgin bir \u015fekilde ayr\u0131\u015ft\u0131. Bankan\u0131n bu performans\u0131, piyasa beklentilerinin de \u00fczerinde ger\u00e7ekle\u015fti.<\/li>\n\n\n\n
  3. Di\u011fer \u00d6zel Bankalar Ba\u015f Ba\u015fa:<\/strong> Akbank (14,1 milyar TL), \u0130\u015f Bankas\u0131 (14,2 milyar TL) ve Yap\u0131 Kredi (15,1 milyar TL) 3. \u00e7eyrekte birbirine \u00e7ok yak\u0131n, g\u00fc\u00e7l\u00fc kar rakamlar\u0131 a\u00e7\u0131klad\u0131lar. Bu bankalar\u0131n 9 ayl\u0131k toplam karlar\u0131 da s\u0131ras\u0131yla 38,9 milyar TL (Akbank) ve 37,8 milyar TL (Yap\u0131 Kredi) olarak ger\u00e7ekle\u015fti.<\/li>\n<\/ol>\n\n\n\n

    Karl\u0131l\u0131\u011f\u0131n Ana S\u00fcr\u00fcc\u00fcleri:<\/strong> Sekt\u00f6rdeki bu g\u00fc\u00e7l\u00fc karl\u0131l\u0131\u011f\u0131n arkas\u0131nda yatan ana fakt\u00f6rler; artan net faiz gelirleri<\/strong> ve net \u00fccret\/komisyon gelirleri<\/strong> oldu. \u00d6zellikle enflasyona endeksli tahvillerin (T\u00dcFE’ye endeksli ka\u011f\u0131tlar) banka bilan\u00e7olar\u0131na katk\u0131s\u0131, y\u00fcksek enflasyon ortam\u0131nda devam etti. Bununla birlikte, artan operasyonel maliyetlere ve kredi kar\u015f\u0131l\u0131klar\u0131na ra\u011fmen bankalar\u0131n gelir yaratma kapasitelerini koruduklar\u0131 g\u00f6r\u00fcl\u00fcyor.<\/p>\n\n\n\n

    <\/p>\n","protected":false},"excerpt":{"rendered":"

    Kamu ve \u00f6zel bankalar\u0131n 3.\u00e7eyrek karl\u0131l\u0131klar\u0131 belli oldu. Bankalar aras\u0131nda karl\u0131l\u0131\u011f\u0131n\u0131 %51 artt\u0131rarak Albaraka T\u00fcrk Kat\u0131l\u0131m Bankas\u0131 en \u00e7ok k\u00e2r\u0131n\u0131 artt\u0131ran banka oldu. Bankalar aras\u0131 karl\u0131l\u0131k ve ciro s\u0131ralamas\u0131 \u015fu \u015fekilde: Banka 9 Ayl\u0131k Toplam Net Kar (Ocak-Eyl\u00fcl 2025) 9 Ayl\u0131k Kardaki Pazar Pay\u0131 (%)** 3. \u00c7eyrek Net Kar\u0131 (Temmuz-Eyl\u00fcl 2025) Ziraat Bankas\u0131 113,7 Milyar TL […]<\/p>\n","protected":false},"author":1,"featured_media":104,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17,3],"tags":[],"class_list":["post-79","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sirketler","category-tr"],"_links":{"self":[{"href":"https:\/\/veribanka.com\/index.php?rest_route=\/wp\/v2\/posts\/79","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/veribanka.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/veribanka.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/veribanka.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/veribanka.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=79"}],"version-history":[{"count":5,"href":"https:\/\/veribanka.com\/index.php?rest_route=\/wp\/v2\/posts\/79\/revisions"}],"predecessor-version":[{"id":111,"href":"https:\/\/veribanka.com\/index.php?rest_route=\/wp\/v2\/posts\/79\/revisions\/111"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/veribanka.com\/index.php?rest_route=\/wp\/v2\/media\/104"}],"wp:attachment":[{"href":"https:\/\/veribanka.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=79"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/veribanka.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=79"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/veribanka.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=79"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}